Term of Use
Welcome to www.zxz.au. This website is owned and operated by Zero-Xuan (ABN:16253943558). Zero-Xuan is available to any individual borrower, business owner, or entity seeking finance solutions who engages with us via this website, and who completes the registration or enquiry process.
These Terms of Use are intended to explain our obligations as a service provider and your obligations as a Participant. Please read them carefully.
Unless provided otherwise herein or any other written agreement between you and Zero-Xuan, these Terms of Use are binding on any use of the services provided to you by Zero-Xuan and apply to you from the time that you, log in, sign up for or otherwise use any of the Broker Services. Whilst some Broker Services may have additional terms that apply in addition to these Terms of Use, these Terms of Use apply to all functionality within the Zero-Xuan.
Acceptance
By using our website, you confirm that you accept these terms of use and agree to be bound by them.
Content
We own, or are licensed to use, the intellectual property rights in this website’s content, including text, photos, graphics, and images. By submitting and posting your content on our website:
(a) you grant us a perpetual, irrevocable, worldwide, royalty-free and non-exclusive licence to reproduce, publish, display and distribute your content;
(b) you consent to us disclosing your content and personal information to our service providers and partners for the purpose of delivering services to you; and
(c) you consent to us and our service providers using your personal information to send you information about finance products and services that we reasonably believe may be of interest to you. You may unsubscribe from receiving this information at any time by contacting us at info@zero-xuan.com
Cookies
We use cookies to provide you with a better, more customised service and to make our website more effective.
A cookie is a small text file placed on your computer by our web server and can later be retrieved by our servers. Cookies are commonly used on websites. You can choose whether and how to accept cookies by configuring your preferences in your internet browser.
We use cookies for purposes such as:
(a) allocating a unique number to your internet browser;
(b) customising our website for you;
(c) collecting statistical information;
(d) identifying if you have accessed a third-party website; and
(e) enhancing website security.
Advertising and Tracking
When you view our advertisements on third-party websites, the advertising company may use cookies and, in some cases, web beacons to collect information such as:
(a) the server your computer is connected to;
(b) the type of browser you are using;
(c) the date and time of your visit; and
(d) the performance of their marketing efforts.
When you visit our website after seeing one of our advertisements on a third-party site, the advertising company may also collect information about how you use our website — for example, which pages you view and whether you complete an enquiry or application.
IP addresses
Your IP address is the unique identifier for your computer when you are using the internet. It may be necessary for us to collect your IP address to enable interaction with different parts of our website and to help us improve website functionality and security.
Forms
When you make an online enquiry with us via our website, we retain the information contained in the form submission. We may utilise the information sent to us to provide any credit assistance, service or support sought.
Online applications
When you send a completed online application to us, we retain the information contained in that application. We are able to then use that information to provide any financial services that you require.
You can also suspend and save online applications, so you can complete and send the applications at a later time. If you suspend or save your application, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. Online applications that have been suspended or saved may be viewed by us.
Security of information
The security of your information is very important to us. Unfortunately, no data transmission over the internet can be guaranteed as totally secure. We take all reasonable steps to protect the information in our systems from misuse, interference, loss, and any unauthorised access, modification or disclosure. If we no longer require your information, and we are legally permitted to, we will take all reasonable steps to destroy the information. We take reasonable steps to preserve the security of cookie and personal information in accordance with this policy. If your browser is suitably configured, it will advise you whether the information you are sending us will be encrypted or unencrypted.
Liability
Except where we are unable to exclude our liability by law, we will not be liable to you for any loss or damage, however it arises, whether in contract, statute of tort (including negligence), arising out of, or in connection with, your use of (including inability to use) our website including payment services. We exclude liability for any loss of profit, loss or corruption of data, special, exemplary, punitive, incidental, indirect or consequential loss or damages suffered or incurred or arising in connection with our website, any services we have provided, or in connection with any act or omission by us (negligent or otherwise).
General terms
We reserve the right to change any or all of these terms and conditions, and/or add new terms and conditions at any time. When we do so, we will make a new copy of these terms of use available on our website. Your continued use of our website will be deemed to constitute your acceptance of such changes.
If any part of these terms of use are void, unenforceable or illegal, they will be severed and the remainder of these terms of use will continue to have full force and effect. Notices required to be given under these terms of use may be sent by email, by post or in the case of notices we give you, by making the information available on our website. There is no relationship of employment, partnership, agency or fiduciaries between you and us. These terms of use are governed by and construed under the laws of Australian Capital Territory (ACT), Australia.